Borrow smart, grow fast, keep everything. We help you secure the right debt capital — from banks, NBFCs, venture debt, and government-backed MSME schemes.
The Opportunity
Debt funding lets you borrow capital and repay over time — keeping full control of your company. From government-backed MSME loans to venture debt for VC-funded startups, the right instrument can fuel your next phase without giving up a single share.
What Debt Capital Funds
The Instruments
Every business has a different capital need. Explore the right debt instrument for your stage and industry.
CGTMSE / CGSS / MUDRA
Apply through banks or NBFCs under government credit guarantee schemes
Scheduled Banks
Apply through scheduled banks with financial assessment and credit approval
Cash Credit Facility
Credit limit sanctioned by bank based on revenue and working capital cycle
OD Against Collateral
Overdraft limit linked to bank account or collateral
VC-Backed Startups
Venture debt fund evaluates startup's equity backing and growth potential
LAP
Loan issued against residential or commercial property collateral
Simplified Eligibility
Apply through NBFC lenders with simplified eligibility criteria
D2C / SaaS / Subscription
Lenders provide capital and collect repayment as % of monthly revenue
Asset Financing
Financing for purchasing machinery or infrastructure
The Process
Securing structured debt capital requires preparation, financial positioning, and the right lender match.
Our Approach
We don't just connect you with lenders. Our structured execution model positions your business for the highest approval probability.
Identify the right combination of bank loans, venture debt, and alternative financing for optimal structure.
Prepare lender-ready financial projections, business plans, and loan documentation packages.
Connect startups with suitable banks, NBFCs, and venture debt funds through our network.
Handle loan application submissions, follow-ups, and lender coordination end-to-end.
Assist in negotiations, credit approvals, and documentation until funds are disbursed.
Why Choose Us
We combine grants, equity, and debt into a unified capital strategy — so every rupee works harder for your business.
Talk to Our Debt TeamBanks, NBFCs, venture debt funds, and government-backed MSME schemes.
Combine grants, equity, and debt for optimal capital structure.
Financial reports and lender-ready documents prepared quickly.
Debt strategies designed to support long-term sustainability.
Who It's For
Start Today
Debt capital allows businesses to grow faster without diluting ownership. HOS Bharat supports you through capital strategy, documentation, lender matching, and disbursement.